Zurich FlexiLife Plus
All-in-one, for all times.
Zurich FlexiLife Plus is a regular premium investment-linked plan thoughtfully created to take into account different life stages, maturing when the life assured reaches the age of 100. It rewards you with Loyalty Bonus, and offers more than your expectations with No Lapse Benefit. It also enhances your protection at different life events without further underwriting.
The five pluses of Zurich FlexiLife Plus
Protects
Comprehensive
Coverage
It covers Death or Total and Permanent Disability. In addition, you can
enhance your protection by attaching a wide range of optional riders such as:-
Hospitalisation & Surgical Coverage, Critical Illness Coverage, Personal
Accident Coverage, Female Protection Coverage and Waiver of Premium.Flexible
Flexibility in
managing your protection and investment needs
Apart from its all-in-one comprehensive plan, it is flexible to accommodate
changes to meet your life stage needs. You can increase or decrease your sum
assured and premium at anytime; choose or switch funds according to your risk
tolerance level.Rewarding
Loyalty Bonus
Rewards you with a Loyalty Bonus of 0.5% of the average monthly account value
over the last 5 premium years. This will be paid to you every 5 premium years in
the form of units, until policy expires at the age of 100 subject to full
premiums being paid on time.Understanding
No Lapse
Benefit for the first 3 policy years*
We understand that protection is important to you, so we allow the policy to
continue to be in-force and provide coverage within the first three (3) policy
years even if your investment account value is insufficient to cover the cost of
insurance and monthly fee charges. Enhancing
Guaranteed
Insurability Option*
We are taking care of your protection needs at different life events by
providing Guaranteed Insurability Option for you. Upon your request, this option
allows you to increase your basic sum assured up to 20% of the original basic
sum assured in every life event without underwriting. These life events are
marriage, birth of child or legally adopting child, buying a house or death of a
spouse. The basic sum assured will increase up to 100% or RM500,000 whichever is
lower and maximum up to 5 events.
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